MN LIC. BC807855/ WI LIC. 2590-DCFR/ Facebook Instagram
HomeFinancing
Financing Through Hearth

Pay monthly.
Get to work.

Big project? Don't put it off. Through our financing partner Hearth, you can pay monthly for your roof, siding, windows, or full restoration project. Pre-qualify in 60 seconds — no impact to your credit.

Loans up to $100,000 Terms 2–12 years No prepay penalty
Why Finance with Hearth

Built for projects
like yours.

Hearth partners with multiple lenders to find you the best monthly payment for a single project. Quick, transparent, no surprises — and zero impact to your credit to check.

60SEC

Pre-qualify fast.

Answer a few questions and see your real monthly payment in under a minute.

0IMPACT

Soft credit pull only.

Checking your rate won't affect your credit score. No hard inquiry until you accept.

$100K MAX

Big projects, real money.

Roof, siding, windows, full storm restoration — finance the whole scope on a single loan.

0PREPAY

Pay it off anytime.

No prepayment penalty. Insurance check comes through? Pay the loan off, no penalty.

Payment Estimator

See your monthly
payment in seconds.

Slide to your project size and term to see a sample monthly payment. Real rates and terms come from Hearth's lender partners once you check your rate.

  • Fixed monthly payments — no surprises
  • Multiple lender offers in one application
  • Funds released directly to Matthews when work begins
  • Loan can pay off before or after insurance funds clear
Hearth Widget Goes Here

Paste your Hearth-provided <iframe> or <script> embed code in place of this calculator to replace the mockup with the real Hearth pre-qualification widget.

Sample Calculator

What would my payment look like?

For illustration only — final rate determined by Hearth's lender partners.
Project Amount $25,000
Term Length 7 yrs
Estimated Monthly Payment
$387 /mo
Estimate based on 9.99% APR. Actual rate determined by your application. Includes principal & interest.
Check My Real Rate
How It Works

Three steps.
No surprises.

Apply online, get a real offer from Hearth's lender network, and we start the work. The whole pre-qualification step takes about a minute.

01

Pre-qualify online.

Fill out a quick form on Hearth's secure site. Takes 60 seconds. Soft credit pull only — no impact to your score.

02

Compare real offers.

Hearth pulls offers from its lender partners. You see real rates, terms, and monthly payments side by side. Pick what works.

03

We get to work.

Funds release to Matthews when the project begins. You make monthly payments to your lender on terms you chose.

FAQ

The financing questions
we hear most.

Short answers. If you want more detail, give us a call — happy to walk through the program.

Does checking my rate hurt my credit?

No. The pre-qualification is a soft pull only — won't affect your score. A hard inquiry only happens after you accept a specific offer.

How fast is approval?

Pre-qualification takes about a minute. Final approval is usually same-day. We can have you signed and the project on the schedule within a week.

What kinds of projects can I finance?

Roofing, siding, windows & doors, gutters, insurance-restoration work, interior remodels — any project we do, you can finance.

What if my insurance check arrives later?

No prepayment penalty. When the insurance funds clear, you can pay the loan off in full — no extra fees.

When do payments start?

First payment is typically due about 30 days after your loan funds, regardless of project start date.

Who is Hearth?

Hearth is a national home-improvement financing platform that connects homeowners with lenders. They work with contractors across the country — we use them because the process is fast and the offers are transparent.

Ready to Start?

Check your rate.
Get on the calendar.

60-second pre-qualification. No impact to your credit. Real offers in seconds.

Testimonials
★ ★ ★ ★ ★
"Working with Matthews Building Solutions was a great experience. I appreciated the professional communication throughout the entire process. From the beginning, they educated me on procedures and products suited to my project. I knew what to expect every step of the project."
Residential Roofing Client
★ ★ ★ ★ ★
"Your level of communication kept me in the loop every step of the way. Having you on site to supervise the project was a great experience and gave me peace of mind. I strongly recommend MBS to anyone considering using your services."
Roofing & Siding Client
Financing 651.314.3400 Get a Quote →